Kisan Credit Card KCC Service

Kisan Credit Card (KCC) Service

What is Kisan Credit Card (KCC)?

The Kisan Credit Card (KCC) is a financial product introduced by the government to provide farmers with easy access to credit for agricultural needs. The card enables farmers to receive affordable loans for buying seeds, fertilizers, and other essential farm inputs, as well as covering operational and maintenance costs for their agricultural activities.

Benefits of KCC

• Quick and Easy Access to Credit: Farmers can apply for loans without much paperwork.
• Low-Interest Rates: KCC loans come with affordable interest rates, making them accessible to small and medium farmers.
• Flexible Repayment Terms: Flexible repayment options are available to suit the farming cycle.
• Boosts Agricultural Productivity: Financial support for purchasing farm inputs helps improve productivity and yields.

Required Documents for KCC Application

• Proof of Identity: Aadhaar card, voter ID, or passport
• Proof of Land Ownership: Land title or lease agreement
• Proof of Address: Utility bills, bank statement, or ration card
• Bank Account Details: Bank passbook or account number

How to Apply for KCC

• Step 1: Visit the KCC application portal or local bank branch.
• Step 2: Provide personal, land, and bank details.
• Step 3: Submit the required documents for verification.
• Step 4: Await approval and receive your Kisan Credit Card.

Agent Assistance

Once you apply, an agent will be assigned to help you through the process, assisting with document verification, application tracking, and any queries you may have about the KCC service.